Government-backed loans with favorable rates and terms, designed specifically for small business and franchise ownership.
SBA loans are not issued by the Small Business Administration directly. Instead, the SBA guarantees a portion of the loan made by an approved bank or lender, which reduces the lender's risk and allows you to get better terms than a conventional business loan. For franchise buyers, the SBA 7(a) loan is the most commonly used program.
Because many franchises are on the SBA Franchise Registry, approved lenders can process your application faster. This means less paperwork and faster access to capital compared to starting an independent business.
The most flexible and commonly used SBA program for franchise buyers. Covers working capital, equipment, inventory, and startup costs.
Best for franchises that require significant real estate or major equipment purchases. Offers fixed interest rates on the long-term portion.
Review your credit score, liquid capital, and business background. SBA loans are accessible to most franchise buyers who have some skin in the game.
Franchises listed on the SBA Franchise Registry move through lender approval faster. Our curated list includes many registry-approved brands.
We work with SBA-preferred lenders who specialize in franchise financing. We can connect you at no cost to you.
Lenders want to see a solid plan. We can guide you on what to include and help you present your opportunity professionally.